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Protect Your Investment: Complete RV Coverage Options

Buying an RV is likely the second largest investment you will make after your home. At RV Canada, we believe that true peace of mind comes from knowing that both your vehicle and your budget are protected from the unexpected. Whether it’s a mechanical breakdown, a flat tire on the highway, or a sudden change in your financial situation, our comprehensive suite of protection products ensures you can focus on the camping trip, not the repair bill.

Explore our coverage options below to find the right protection for your travel style.

1. Extended Service Agreements (Warranty)

Mechanical & Electrical Breakdown Coverage

Your new RV comes with a manufacturer’s limited warranty, but what happens when that expires? Our Extended Service Agreements cover the cost of parts and labour for thousands of critical components—from refrigerators and air conditioners to slide-out motors and suspension systems.

  • Coverage: Mechanical failures, appliances, electrical systems, heating/cooling.

  • Best For: All RV owners looking to avoid surprise repair bills.

2. Appearance Protection

Paint, Fabric & Leather Defense

Keep your RV looking showroom-new for years to come. Our professional-grade appearance protection bonds to your RV’s exterior to prevent UV oxidation (fading) and seals the interior fabrics against stains, spills, and pet accidents.

  • Coverage: Exterior gelcoat/paint, interior upholstery, carpets, and vinyl graphics.

  • Best For: Families with kids/pets and owners who want to maximize resale value.

3. GAP & Loan Protection

Financial Security & Asset Protection

Protect your financial future against the "what ifs." GAP Insurance covers the difference between your insurance settlement and your loan balance if your RV is stolen or written off. Loan Protection (Life & Disability) covers your payments if you are unable to work due to injury or illness.

  • Coverage: Total loss shortfalls (Negative Equity), loan payments during disability/death.

  • Best For: Customers financing for terms longer than 5 years or with low down payments.

4. Road Hazard Protection

Tire & Rim Coverage

RVs endure immense stress on the road. A single pothole or nail can destroy an expensive tire and rim instantly. Our Road Hazard plan pays for the repair or replacement of tires and wheels damaged by road debris, with $0 deductible in most cases.

  • Coverage: Flat tires, bent rims, mounting, balancing, and emergency service calls.

  • Best For: Anyone towing on highways or traveling long distances.

Need Help Deciding?

Our Financial Services Managers can build a custom protection bundle that fits your budget and travel plans.