RV Loans in Ontario: Fast Approvals & Competitive Rates

Securing the right RV loan is the key to unlocking Ontario’s great outdoors without breaking your budget. At RV Canada, we provide specialized RV loans in Ontario designed for the modern camper. Unlike standard bank loans, our financing packages offer extended amortization periods, lower monthly payments, and open-ended terms. Whether you are in Ottawa, the GTA, Muskoka, or Northern Ontario, our digital finance office can secure your approval remotely, so you can focus on planning your trip to Algonquin Park or the Bruce Peninsula.

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Retail Consumer Credit Application

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Salesperson

Which location?

Choose Bras D'or, NS Brockville, ON Carleton Place, ON Cornwall, ON Country Campers Sales CRC RV Salisbury/Moncton CRC RV Truro Doug's Recreation Fredericton, NB Gananoque, ON Kingston, ON Kitchener, ON Lens RV London, ON Moncton, NB Nepean, ON Oro-Medonte, ON Ottawa, ON Owen Sound,ON Pembroke, ON Quinte RV Rockland, ON RV Liquidators, ON Sackville, NB Shipshewana, IN Smiths Falls, ON Truro, NS Vars, ON

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If yes, which one?

Choose Abdel Hanhan Adam Finley Adam Finley Adam Finley (OC) Andre Lahaie Angela Austin Holder Barry Haner Blair Spencer Caroline Brawley Chad MacDonald Chris Dery Dan Butler RVL Dan Charbonneau Dan Charbonneau RVL Danny Butler Darian Gardiner Dennis McCully Don Johnstone Eric Lalonde Ernesto Fernandez Ernesto RVL Fred Sova Herbie sakalauskas Ian Kerr Jack Regnier James Little Jason Jason Krahl Jeff Quinn Jessica Pollock John Rowland Jonathan Zitter Josiane Pelkey Kelley McMurray Kelley McMurray Kelley McMurray Kelley McMurray Kelley McMurray Kelley McMurray Kelley McMurray Kelly McMUrray Kelly McMurray Kevin Cameron Kory Davis Kyle Austin Kyle Austin Maggie MacIsaac Matt Crockett Matt Crockett Matt Lutes Melissa Durksen Michael Krkic Michel Doiron Michel Ferland Mike Bancroft Mike Garrick Mike Grimes Mirel Bica Nicholas Kassian Nick McIntosh 2025 Nick RVL Office clerk Pankaj Mehta parts Parts Parts Department Parts Department Paul Curry Paul Curry RVL Peter Girouard Phil Hodgson Rita Caissie Rob Rosen LDSF Rob Rosen SF Robert Shaw Rodney Petty Ryan Mahar Samer Agaybi Samer Agaybi RVL Sean Montgomery Service Service Service Service Department Shae Lee Black Shane Murphy Shawn Hebert Shawn Murphy Shawn Murphy Shelly Macdonald Sherwin Robinson Steve Manley Terry Bower Todd Henry Toren Waitman Tracy Tracy Whalen Tracy Whalen Victoria Tibbits Walid Naeemi Walid Naeemi Warrenty Wayne Palmer Yanuario Valdez Pech

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By submitting this application, I/We certify that the submitted information is complete and accurate to the best of my/our knowledge. I/We understand and approve any inquiries regarding my/our credit record and employment history by the financial institution(s). I/We authorize the release of information about my/our credit experience.

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Why Choose a Specialized RV Loan?

Many Ontario buyers assume they should just use their home equity line of credit (HELOC) or a personal loan from their bank. However, choosing a specialized RV Loan through a dealership group like ours offers distinct advantages:

• Keep Your Cash Flow: Keep your savings and lines of credit open for emergencies or home repairs.

• Longer Terms: Because RVs are assets that maintain value, we can offer terms up to 240 months (20 years). This drastically reduces your monthly payment compared to a 5-year personal loan.

• Open Loans: Most of our loans are open, meaning you can pay them off early without penalty.

Serving All of Ontario

While our physical dealership hub is in Ottawa (Nepean), our finance department serves the entire province. We have helped thousands of families from Toronto, Kingston, Sudbury, London, and Barrie secure financing. We handle the paperwork digitally, coordinate with the lender, and ensure everything is ready for you when you come to pick up your new Jayco or Forest River RV.

We Finance All Types of RVs

Our lending partners understand the difference between a pop-up camper and a diesel pusher. We secure custom loan packages for:

• Travel Trailers: Popular models like the Jay Flight or Wildwood.

• Fifth Wheels: Luxury towables like the Keystone Alpine or Jayco North Point.

• Motorhomes: Competitive rates for Class A, B, and C motorhomes, including the Winnebago lineup.

• Toy Haulers & Hybrids: Specialized lending for specialized rigs.

Bad Credit RV Loans in Ontario

Has a past financial bump impacted your credit score? You are not alone. We are one of Ontario’s leaders in "Second Chance" RV financing. We work with specific lenders who look beyond the credit score to find a way to say "Yes."

• Bankruptcy or Proposal: We have programs that can help.

• No Credit History: We can help students or newcomers build credit.

• Divorce or Missed Payments: We understand life happens.

Our goal is to get you approved for a loan that fits your budget, allowing you to rebuild your credit rating while enjoying the camping lifestyle.

Banks vs. Dealership Financing

Why finance with us instead of your bank? Volume. Because the RV Canada Group processes millions of dollars in RV loans annually, we have preferred status with major Canadian banks (TD, Scotiabank, RBC, Desjardins, etc.). This often allows us to access lower interest rates than you would be offered walking into your local branch.

How to Apply for an RV Loan in Ontario

1. Browse Inventory: Find your dream RV on our website.

2. Calculate Payments: Use our payment calculator to estimate your budget.

3. Apply Online: Submit our secure, encrypted credit application.

4. Get Approved: Our team will contact you to discuss rates, terms, and deposit options.

Learn more about how to protect your RV and your budget on our Warranty & Protection Packages