Short Bed Lance Truck Camper w/Rear Corner Wet Bath, U-Shaped Dinette w/Table, Kitchen Sink, 2 Burner Range, 3 Cu. Ft. Refrigerator, Step Up to Front Cabover Queen Bed, Overhead Storage and More. Available Options May Include: Fold-Down Bunk Bed.
Features
Features
Standard Features (2011)
Model 850
12 & 15 mm Lite-Ply Cabinet Construction
3 Burner High Output Range w/Oven & Cvr - 16" Oven
6 Gallon DSI Hot Water Heater
Aluminum Framed Floor/Bed/Walls/Ceiling
Ball Screw Camper Jacks
Bathroom Fan
Battery Condition Indicator - LED
Battery Disconnect - Manual Push/Pull
Block Foam Insulation Throughout
Cabover Access Step
Cabover Bed Carpeted w/Bedspread & Headboard
Cabover Privacy Curtain
Cabover Reading Lights
Deluxe Queen Innerspring Mattress w/Pillow Top
Dinette w/Reversible Cushions
Ducted Heat Outlet in Cabover
Egress Window in Cabover
Enclosed, Insulated and Heated Holding Tanks
Exit Vent in Cabover
Fingertip Positive Catch Cabinet Hardware
Fluorescent Lighting (1 each)
Furnace 20,000 BTU
Hardwood Framed Flat Panel Cabinet Doors
High Spout Galley Faucet
Incandescent Lighting
Laminated Fiberglass Bonded Exterior
Laminated, Insulated Floor, Cabover Bed & Roof
License Plate Holder / Light
Lite-Ply Wings & Siderails
Medicine Cabinet w/Mirror Door
Mini Blinds in Cabover
Mini Blinds in Dinette
Mini Blinds in Galley
One-Piece TPO Roof
Open Wire Side Overhead Shelves
Overhead Cabinet Bunk
Pantry w/Adjustable Shelves
Patio Light - Switched
Phat Ladder & Maggie Rack
Pre-Wired for AC / Solar Panel / Stereo / Speakers
Pre-Wired for Fantastic Vent / Wall Thermostat
Pre-Wired for TV Antenna / Satellite Dish / Park Cable
Propane Tank (2 each / 5 Gallon) (1 Gauge Only)
Radius Cornered Storage Compartment Doors
Radius Entry Door w/ Window
Radius Torque Tinted Windows
Range Hood w/Light & Fan
Refrigerator (5 Cu. Ft.) 3-Way
Silverware Organizer
Single Sink
Skylight - Dual Pane
Sliding Bath Door
Systems Monitor Panel
Tail Lights w/Backup
Towel Rod
Water Pump w/In-Line Filter
Model 950
Aluminum Rear Bumper
Backup Lights - Sealed Waterproof - Incandescent
Deluxe Bumper Trim
Egress Window in Cabover
Electric Remote Ball Screw Camper Jacks
Exit Vent in Cabover
Foldover Step
Laminated Fiberglass Bonded Exterior
License Plate Holder/Light
Lite-Ply Wings & Siderails
Phat Ladder & Maggie Rack
Radius Cornered Storage Compartment Doors
Radius Entry Door in Window
Radius Torque Tinted Windows
Radius Wrapped Fiberglass Cabover Nose
Tail Lights - Sealed Waterproof - Incandescent
Window in Entry Door
6 Gallon DSI Water Heater
Enclose, Insulated and Heated Water Tank
Water Pump w/In-Line Filter
Dinette w/Reversible Cushions
Dinette Overhead Cabinet (950 Only)
3 Burner High Output Range w/Oven 16" Oven
Furnace 20,000 BTU
High Spout Galley Faucet
Laminate Counter Tops & Tables w/Edge Band
Pantry w/Adjustable Shelves
Propane Tank (2 Each/5 Gallon) (1 Gauge Only)
Range Hood w/Light & Fan
Refrigerator Double Door 3-Way
Silverware Organizer
Single Sink
Ducted Heat Outlet
Medicine Cabinet w/Mirror Door
Mirror on Bath Door
Skylight - Dual Pane
Sliding Bath Door
Towel Rod
Cabover Bed Carpeted
Cabover Privacy Curtain
Deluxe Queen Innerspring Mattress w/Pillow Top
Ducted Heat Outlet in Cabover
Headboard & Bedspread
Open Wire Side Overhead Shelves
Aluminum Framed Floor/Bed/Walls/Ceiling
Block Foam Insulated Throughout
Laminated, Insulated Floor, Cabover Bed & Roof
One-Piece TPO Roof
12 & 15mm Lite-Ply Cabinet Construction
Cabover Access Step
Fingertip Positive Catch Cabinet Hardware
MiniBlinds in Cabover
MiniBlinds in Dinette
MiniBlinds in Galley
Battery Condition Indicator - LED
Battery Disconnect - Manual Push/Pull
Fluorescent Lighting (1)
Generator Ready
Incandescent Lighting
Patio Light - Switched
Pre-Wired for AC/Solar/Stereo/Speakers
Pre-Wired for TV Ant/Sat Dish/Park Cable
Single Battery Compartment
Systems Monitor Panel
Wireless Remote Slideout Control (950S Only)
Model 992
12 & 15mm Lite-Ply Cabinet Construction
3-Burner High Output Range w/Oven & Cvr - 21" Oven
6 Gallon DSI Hot Water Heater
Aluminum Framed Floor/Bed/Walls/Ceiling
Aluminum Rear Bumper w/Dlx Bumper Trim & Step
Backup Lights - Sealed Waterproof - Incandescent
Battery Condition Indicator - LED
Battery Disconnect - Manual Push/Pull
Block Foam Insulation Throughout
C/S C/O Mirrored Wardrobe Cabinet w/Window
Cabover Access Step
Cabover Privacy Curtain
Cabover Reading Lights & Headboard
Day/Night Shades Dinette/Blk-out in Cabover
Deluxe Queen Innerspring Mattress w/Pillow Top
Dinette w/Reversible Cushions
Double Sink w/High Spout Galley Faucet
Ducted Heat Outlet
Ducted Heat Outlet in Cabover
Electric Remote Ball Screw Camper Jacks
Enclosed, Insulated and Heated Holding Tanks
Fingertip Positive Catch Cabinet Hardware
Fluorescent Lighting (2)
Furnace 20,000 BTU
Generator Ready
Hardwood Framed Flat Panel Cabinet Doors
Hardwood Raised Panel O'hd Cabinet Doors
Heki Skylight Vent in Cabover
Incandescent Lighting
Insulated Trusses, Siderails & Wings
Laminated Fiberglass Bonded Exterior
Laminated, Insulated Floor, Cabover Bed & Roof
Medicine Cabinet with Mirror Door
Mini-Blinds in Galley
Molded Galley Top
One-Piece TPO Roof
Pantry w/Adjustable Shelves
Pass-Through Window (Removable)
Patio Light - Switched
Phat Ladder & Maggie Rack
Power Roof Vent
Pre-Wired for AC/Solar Panel/Stereo/Speakers
Pre-Wired for Fantastic Vent/Wall Thermostat
Pre-Wired for TV Ant/Sat Dish/Park Cable
Propane Tank (2 each/5 Gal) (1 gauge only)
Radius Cornered Storage Compartment Doors
Radius Entry Door w/Window
Radius Torque Tinted Windows
Refrigerator (6 Cu Ft) 3-way
Second Battery Compartment
Silverware Organizer
Skylight - Dual Pane
Sliding Bath Door
Systems Monitor Panel
Tail Lights - Sealed Waterproof - Incandescent
Wall Switched Lighting
Water Pump with In-Line Filter
Wireless Remote Slideout Control
Model 1181
12 & 15mm Lite-Ply Cabinet Construction
3-Burner High Output Range w/Oven & Cvr - 21" Oven
6 Gallon DSI Hot Water Heater
Aluminum Framed Floor/Bed/Walls/Ceiling
Aluminum Rear Bumper w/Dlx Bumper Trim & Step
Backup Lights - Sealed Waterproof - Incandescent
Battery Disconnect - Manual Push/Pull
Block Foam Insulation Throughout
C/S C/O Mirrored Wardrobe Cabinet w/Window
Cabover Access Step
Cabover Privacy Curtain
Cabover Reading Lights & Headboard
Day/Night Shades Dinette/Blk-out in Cabover
Deluxe Queen Innerspring Mattress w/Pillow Top
Dinette w/Reversible Cushions
Double Sink w/High Spout Galley Faucet
Ducted Heat Outlet
Ducted Heat Outlet in Cabover
Electric Remote Ball Screw Camper Jacks
Enclosed, Insulated and Heated Holding Tanks
Fingertip Positive Catch Cabinet Hardware
Furnace 20,000 BTU
Generator Ready
Hardwood Framed Flat Panel Cabinet Doors
Hardwood Raised Panel O'hd Cabinet Doors
Heki Skylight Vent in Cabover
Incandescent Lighting w/2 Fluorescent Lights
Insulated Trusses, Siderails & Wings
Laminated Fiberglass Bonded Exterior
Laminated, Insulated Floor, Cabover Bed & Roof
License Plate Holder/Light
Mini-Blinds in Galley
Molded Galley Top
One-Piece TPO Roof
Pantry w/Adjustable Shelves
Pass-Through Window (Removable)
Patio Light - Switched
Phat Ladder & Maggie Rack - Anodized
Power Roof Vent
Pre-Wired for AC/Solar Panel/Stereo/Speakers
Pre-Wired for Fantastic Vent/Wall Thermostat
Pre-Wired for TV Ant/Sat Dish/Park Cable
Propane Tank (2 each/7 Gal) (1 gauge only)
Radius Cornered Storage Compartment Doors
Radius Entry Door w/Window
Radius Torque Tinted Windows
Range Hood w/Light & Fan
Refrigerator (6 Cu Ft) 3-way
Second Battery Compartment
Silverware Organizer
Skylight - Dual Pane
Sliding Bath Door
Swingout Jack Brackets
Systems Monitor Panel & Battery Cond. Indicator-LED
Tail Lights - Sealed Waterproof - Incandescent
Wall Switched Lighting
Water Pump with In-Line Filter
Wireless Remote Slideout Control
Model 1191
12 & 15mm Lite-Ply Cabinet Construction
3-Burner High Output Range w/Oven & Cvr - 16" Oven
6 Gallon DSI Hot Water Heater
Aluminum Framed Floor/Bed/Walls/Ceiling
Backup Lights - Sealed Waterproof - Incandescent
Battery Disconnect - Manual Push/Pull
Block Foam Insulation Throughout
C/S C/O Mirrored Wardrobe Cabinet w/Window
Cabover Access Step
Cabover Privacy Curtain
Cabover Reading Lights & Headboard
Day/Night Shades Dinette/Blk-out in Cabover
Deluxe Queen Innerspring Mattress w/Pillow Top
Dinette w/Reversible Cushions
Double Sink w/High Spout Galley Faucet
Double Step
Ducted Heat Outlet
Ducted Heat Outlet in Cabover
Electric Remote Ball Screw Camper Jacks
Enclosed, Insulated and Heated Holding Tanks
Fingertip Positive Catch Cabinet Hardware
Flip-Up Side Mounted Ladder & Maggie Rack
Full Length Mirror w/Door-Mounted Towel Rack
Furnace 20,000 BTU
Generator Ready
Hardwood Framed Flat Panel Cabinet Doors
Hardwood Raised Panel O'hd Cabinet Doors
Heki Skylight Vent in Cabover
Incandescent Lighting w/2 Fluorescent Lights
Laminated Fiberglass Bonded Exterior
Laminated, Insulated Floor, Cabover Bed & Roof
Medicine Cabinet with Mirror Door
Mini-Blinds in Galley
Molded Galley Top
One-Piece TPO Roof
Pantry w/Adjustable Shelves
Pass-Through Window (Removable)
Patio Light - Switched
Power Roof Vent
Pre-Wired for AC/Solar Panel/Stereo/Speakers
Pre-Wired for Fantastic Vent/Wall Thermostat
Pre-Wired for TV Ant/Sat Dish/Park Cable
Propane Tank (2 each/7 Gal) (1 gauge only)
Radius Cornered Storage Compartment Doors
Radius Entry Door w/Window
Radius Torque Tinted Windows
Range Hood w/Light & Fan
Refrigerator (6 Cu Ft) 3-way
Second Battery Compartment
Silverware Organizer
Skylight - Dual Pane
Swingout Jack Brackets
Systems Monitor Panel & Battery Cond. Indicator - LED
Tail Lights - Sealed Waterproof - Incandescent
Towel Rod
Wall Switched Lighting
Water Pump with In-Line Filter
Wireless Remote Slideout Control
Model 825
12 & 15mm Lite-Ply Cabinet Construction
2-Burner Range
6 Gallon DSI Hot Water Heater
Acme Screw Camper Jacks
Aluminum Framed Floor/Bed/Walls/Ceiling
Battery Condition Indicator - LED
Battery Disconnect - Manual Push/Pull
Block Foam Insulation Throughout
Cabover Access Step
Cabover Bed Carpeted w/Bedspread
Cabover Privacy Curtain
Deluxe Queen Innerspring Mattress w/Pillow Top
Dinette w/Reversible Cushions
Enclosed, Insulated and Heated Holding Tanks
Fingertip Positive Catch Cabinet Hardware
Furnace 18,000 BTU
Hardwood Framed Flat Panel Cabinet Doors
High Spout Galley Faucet
Incandescent Lighting
Laminated Fiberglass Bonded Exterior
Laminated, Insulated Floor, Cabover Bed & Roof
License Plate Holder/Light
Lite-Ply Wings & Siderails
Mini-Blinds in Cabover
Mini-Blinds in Dinette
Mini-Blinds in Galley
One-Piece TPO Roof
Open Wire Side Overhead Shelves
Patio Light - Switched
Pre-Wired for AC/Solar Panel/Stereo/Speakers
Pre-Wired for Fantastic Vent
Pre-Wired for TV Ant/Sat Dish/Park Cable
Propane Tank (1 each/ 5Gal) w/gauge
Radius Cornered Storage Compartment Doors
Radius Entry Door w/Window
Radius Torque Tinted Windows
Range Hood w/Light & Fan
Refrigerator (3 Cu Ft) 3-way
Roof Vent in Cabover
Silverware Organizer
Single Sink
Skylight - Dual Pane
Sliding Bath Door
Systems Monitor Panel
Tail Lights w/Backup
Towel Rod
Water Pump with In-Line Filter
Model 830
12 & 15mm Lite-Ply Cabinet Construction
2-Burner Range
6 Gallon DSI Hot Water Heater
Aluminum Framed Floor/Bed/Walls/Ceiling
Backup Lights - Sealed Waterproof - Incandescent
Ball Screw Camper Jacks
Bathroom Fan
Battery Condition Indicator - LED
Battery Disconnect - Manual Push/Pull
Block Foam Insulation Throughout
Cabover Bed Carpeted w/Bedspread & Headboard
Cabover Privacy Curtain
Cabover Reading Lights
Combo Screen/Shade on Windows
Curved Sliding Bath Door
Deluxe Queen Innerspring Mattress w/Pillow Top
Dinette Overhead Cabinet
Dinette w/Reversible Cushions
Double Step
Ducted Heat Outlet
Enclosed, Insulated and Heated Holding Tanks
Face Frame Cabinet Construction
Flip-Up Side Mounted Ladder & Maggie Rack
Fluorescent Lighting (1)
Furnace 20,000 BTU
High Spout Galley Faucet
Hollowcore Flat Panel Cabinet Doors
Incandescent Lighting
Insulated Trusses, Siderails & Wings
Laminated Fiberglass Bonded Exterior
Laminated, Insulated Floor, Cabover Bed & Roof
License Plate Holder/Light
Medicine Cabinet with Mirror Door
Molded Galley Top
One-Piece TPO Roof
Open Wire Side Overhead Shelves
Pantry w/Adjustable Shelves
Patio Light - Switched
Pre-Wired for AC/Solar Panel/Stereo/Speakers
Pre-Wired for Fantastic Vent/Wall Thermostat
Pre-Wired for TV Ant/Sat Dish/Park Cable
Propane Tank (1 each/ 5Gal) w/gauge
Push Button Positive Catch Cabinet Hardware
Radius Acrylic Tinted Thermopane Euro Windows
Radius Cornered Storage Compartment Doors
Radius Entry Door w/Window
Range Hood w/Light & Fan
Refrigerator (5 Cu Ft) 3-way
Roof Vent in Cabover
Side to Side Sliding Dinette Table
Silverware Organizer
Single Sink
Skylight - Dual Pane
Skylight - Dual Pane over Galley
Systems Monitor Panel
Tail Lights - Sealed Waterproof - Incandescent
Towel Rod
Water Pump with In-Line Filter
Model 855
Aluminum Rear Bumper
Back-up Lights - Sealed Waterproof - Incandescent
Ball Screw Camper Jacks
Deluxe Bumper Trim
Egress Window in Cabover
Exit Vent in Cabover
Foldover Step
Laminated Fiberlass Bonded Exterior
License Plate Holder/Light
Lite-Ply Wings & Siderails
Radius Cornerd Storage Compartment Doors
Radius Entry Door in Windows
Radius Torque Tinted Windows
Radius Wrapped Fiberglass Cabover Nose
Tail Lights -Sealed Waterproof - Incandescent
Window in Entry Door
6 Gallon DSI Hot Water Heater
Enclosed, Insulated and Heated Water Tank
Water Pump w/In-Line Filter
Dinette w/Reversible Cushions
Overhead Cabinet Bunk
3 Burner High Output Range w/Oven & Cvr - 16" Oven
Furnace 20,000 BTU
High Spout Faucet
Laminate Galley Top w/Edge Band
Laminate Counter Tops & Tables w/Edge Bank
Pantry w/Adjustable Shelves
Propane Tank (2 Each / 5 Gallon) (1 Gauge Only)
Range Hood w/Light & Fan
Refrigerator Double Door 3 -Way
Silverware Organizer
Single Sink
Ducted Heat Outlet
Medicine Cabinet w/Mirror Door
Mirror on Bath Door
Skylight - Dual Pane
Sliding Bath Door
Towel Rod
Cabover Bed Carpeted w/Bedspread & Headboard
Cabover Privacy Curtain
Cabover Reading Lights
Deluxe Queen Innerspring Mattress w/Pillow Top
Ducted Heat Outlet in Cabover
Open Wire Side Overhead Shelves
Aluminum Framed Floor/Bed/Walls/Ceiling
Block Foam Insulation Throughout
Laminated, Insulated Floor & Ceiling
One-Piece TPO Roof
12 & 15mm Lite-Ply Cabinet Construction
Cabover Access Step
Fingertip Positive Catch Cabinet Hardware
Hardwood Framed Flat Panel Cabinet Doors
Mini-Blinds in Cabover
Mini-Blinds in Dinette
Mini-Blinds in Galley
Valances w/Lambrequins
Battery Condition Indicator - LED
Battery Disconnect - Manual Push/Pull
Fluorescent Lighting (1)
Patio Light - Switched
Pre-Wired for AC/Solar Panel/Stereo/Speakers
Pre-Wired for Fantastic Vent/Wall Thermostat
Pre-Wired for TV Ant/Sat Dish/Park Cable
Systems Monitor Panel
Model 861
12 & 15mm Lite-Ply Cabinet Construction
3-Burner High Output Range w/Oven & Cvr - 21" Oven
6 Gallon DSI Hot Water Heater
Aluminum Framed Floor/Bed/Walls/Ceiling
Aluminum Rear Bumper w/Dlx Bumper Trim & Step
Backup Lights - Sealed Waterproof - Incandescent
Battery Disconnect - Manual Push/Pull
Block Foam Insulation Throughout
C/S C/O Mirrored Wardrobe Cabinet w/Window
Cabover Access Step
Cabover Privacy Curtain
Cabover Reading Lights & Headboard
Day/Night Shades Dinette/Blk-out in Cabover
Deluxe Queen Innerspring Mattress w/Pillow Top
Dinette w/Reversible Cushions
Double Sink w/High Spout Galley Faucet
Ducted Heat Outlet
Ducted Heat Outlet in Cabover
Electric Remote Ball Screw Camper Jacks
Enclosed, Insulated and Heated Holding Tanks
Fingertip Positive Catch Cabinet Hardware
Fluorescent Lighting (2)
Furnace 20,000 BTU
Generator Ready
Hardwood Framed Flat Panel Cabinet Doors
Hardwood Raised Panel O'hd Cabinet Doors
Heki Skylight Vent in Cabover
Incandescent Lighting
Insulated Trusses, Siderails & Wings
Laminated Fiberglass Bonded Exterior
Laminated, Insulated Floor, Cabover Bed & Roof
License Plate Holder/Light
Medicine Cabinet with Mirror Door
Mini-Blinds in Galley
Molded Galley Top
One-Piece TPO Roof
Pantry w/Adjustable Shelves
Pass-Through Window (Removable)
Patio Light - Switched
Phat Ladder & Maggie Rack
Power Roof Vent
Pre-Wired for AC/Solar Panel/Stereo/Speakers
Pre-Wired for Fantastic Vent/Wall Thermostat
Pre-Wired for TV Ant/Sat Dish/Park Cable
Propane Tank (2 each/5 Gal) (1 gauge only)
Radius Cornered Storage Compartment Doors
Radius Entry Door w/Window
Radius Torque Tinted Windows
Range Hood w/Light & Fan
Refrigerator (6 Cu Ft) 3-way
Second Battery Compartment
Silverware Organizer
Skylight - Dual Pane
Sliding Bath Door
Systems Monitor Panel & Battery Cond. Indicator - LED
Tail Lights - Sealed Waterproof - Incandescent
Wall Switched Lighting
Water Pump with In-Line Filter
Wireless Remote Slideout Control
Model 865
Acme Screw Camper Jacks
Double Step
Egress Window in Cabover
Laminated Fiberglass Bonded Exterior
License Plate Holder/Light
Lite-Ply Wings & Siderails
Radius Cornered Storage Compartment Doors
Radius Entry Door w/Window
Radius Wrapped Fiberglass Cabover Nose
Roof Vent in Cabover
Radius Torque Tinted Windows
Tail Lights w/Backup
Window in Entry Door
6 Gallon DSI Hot Water Heater
Enclosed, Insulated and Heated Water Tanks
Water Pmp w/In-Line Filter
Ducted Heat Outlet
Skylight- Dual Pane
Sliding Bath Door
Towel Rod
2 Burner Range
Furnace 12,000 BTU
High Spout Galley Faucet
Laminate Counter Tops & Tables w/Edge Band
Laminate Galley Top w/Edge Band
Propane Tank (1 Each / 5 Gallon) w/Gauge
Range Hood w/Light & Fan
Refrigerator (3 Cu. Ft.) 3-Way
Silverware Organizer
Single Sink
Bedspread
Cabover Bed Carpeted
Cabover Reading Lights
Deluxe Queen Innerspring Mattress w/Pillow Top
Open Wire Side Overhead Shelves
Dinette w/Reversible Cushions
Overhead Cabinet Bunk
Aluminum Framed Floor/Bed/Walls/Ceiling
Block Foam Insulation Throughout
Laminated, Insulated Floor & Ceiling
One-Piece TPO Roof
12 & 15 Lite-Ply Cabinet Construction
Cabover Access Step
Fingertop Positive Catch Cabinet Hardware
Mini-Blinds in Cabover
Mini-Blinds in Dinette
Mini-Blinds in Galley
Valances
Battery Condition Indicator - LED
Battery Disconnect - Manual Push/Pull
Incandescent Lighting
Patio Light - Switched
Pre-Wired for Roof A/C
Pre-Wired for Fantastic Vent
Pre-Wired for TV Ant/Sat Dish/Park Cable
Pre-Wired for Solar Panel
Pre-Wired for Stereo and Speakers
Single Battery Compartment
Systems Monitor Panel
See us for a complete list of features and available options for all models.
All standard features and specifications are subject to change.
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What Other Customers Are Saying
Amazing Experience
Central location with a vast knowledge on floor plans and MFG’s. Amazing experience with Mike Garrick, go us the perfect mix of layout/brand for our budget. Very happy! Thanks to their dynamic team!!
James
Outstanding
Zack and Paul have done an outstanding job from the start as we traded in our travel trailer for a fifth wheel. From the deal, to finance, to orientation, delivery was very well done without any issues. Thank you Zack, Paul, Roxanne, Jim and Martin for a great experience.
Steve
No Pressure
Great no pressure buying experience! Our sales person, Ryan was very thorough and knowledgeable. He helped us find the perfect RV within our budget. We could not be happier with our over all experience at RV Canada!
RV Canada Ottawa is not responsible for any misprints, typos, or errors found in our website pages. Any price listed excludes sales tax, registration tags, and delivery fees. Manufacturer pictures, specifications, and features may be used in place of actual units on our lot. Please contact us @613-226-8228 for availability as our inventory changes rapidly. All calculated payments are an estimate only and do not constitute a commitment that financing or a specific interest rate or term is available.